Enjoy a Life Cover of Rs.75 lacs Without Medical Tests

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That's right! With HDFC Life Click2Protect, if you're below the age of 40, you can now get term insurance cover of upto Rs.75 lacs without a medical test!1
	Buy Online in Quick & Easy Steps Life cover of Rs.1 Crore for just Rs. 23/- per day2 Claim settlement ratio of 96.17%3 Save tax upto Rs.30,900/- every year under section 80C4
		So Get Insured, the simpler way! Now!
1: If you are below the age of 40, Subject to underwriting norms. 2: For a healthy non smoker male, of 25 years of age, with a premium paying term of 25 years, paying Rs. 8200 as annual premium without service tax. Premiums mentioned are indicative and may vary as a result of underwriting. 3: As per IRDA Report 2011-12 4: The above mentioned tax benefits are subject to changes in the tax laws. The tax benefits described above reflect our understanding of the current legislations. It is advisable to re-confirm the same with your tax consultant at your end. The above figures are calculated for male salaried employee at the highest tax bracket. Insurance is the subject matter of the solicitation. For more details on risk factors, associated terms and conditions and exclusions, please read the product brochure before concluding a sale. HDFC Life Click2Protect (Form No. P501-97, UIN: 101N080V01) is a traditional term insurance product offered by HDFC Life. This is a non participatory plan. The name of the company HDFC Standard Life Insurance Company Ltd; name of the brand HDFC Life or name of the product HDFC Life Click2Protect does not indicated the quality of the plan. HDFC Standard Life Insurance Company Ltd. Reg No. : 101. ARN: MC/04/2013/3352

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Drive Better Business Outcomes with an integrated approach to Business Analytics

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	Recent advances in analytics-such as big data, mobility, in-memory processing along with further emphasis on visual analysis tools-could fundamentally change your business. Analytics solutions are ready to deliver revolutionary insights into customer behavior and enable you to identify market trends. Social media requirements and the need to integrate analytics with operational business processes is driving real time business analytics. Taking an integrated approach to analytics helps cover all aspects of the big data and analytics lifecycle-from data acquisition and discovery to real-time planning, prediction, and action-anywhere, anytime! Let's consider a recent case where Business Intelligence solutions were put into action. The Indian Overseas Bank which has close to 2500 branches all over the country, implemented these solutions with the intent of cutting operating costs, improving distribution and reducing the time taken for performance analysis.
	The results were impressive:   It allowed the bank to perform real-time analysis resulting in saving US$2 million   Helped the bank cut planning schedules by 45 Worker Days per year.   Reduced data duplication and errors by close to 65%   Helped gain a 360-degree view of customer data, which enabled branch staff to identify opportunities to cross-sell the bank's products to various customer segments
	To know more about how Indian Overseas Bank achieved the same
	Jump-start your big data and analytics projects using Oracle's engineered Business Intelligence systems now!

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Earn 40 litres of fuel with IndianOil Citibank card

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40 litres of Free Fuel. Powered by Citi.

Presenting the IndianOil Citibank Titanium Credit Card, packed with 40 litres of Free Fuel and more. Apply NOW! >> Features at a glance: TURBO POINTS Earn 4 Turbo Points on every Rs.150 spent on fuel at IndianOil Outlets1 TURBO POINTS Get 2 Turbo Points on every Rs.150 spent at grocery and supermarkets2 FREE FUEL Redeem Turbo Points instantly for free fuel at over 800 IndianOil outlets3 SURCHARGE WAIVER Full waiver of 2.5% fuel surcharge, each time you fuel up at IndianOil outlets 1 Turbo point = Re.1 worth of free fuel Exclusive Activation Offer: Get 250 Turbo points4 on your 1st spend & redeem them for FREE fuel (Valid on cards booked before 31st Oct, 2013) Here's how you can earn over 40 litres of FREE Fuel* in a year Category Monthly Spends (Rs.) Total Turbo Points Earned Purchases at IndianOil outlets 6,000 160 Grocery & Supermarket spends 5,000 67 All other purchases 9,000 60 Total monthly purchases 20,000 287 Total Turbo Points earned in a year 3,440 Fuel Earned (approx) For illustrative purposes only 40 litres *You can redeem the 3,440 Turbo Points for Rs.3,440 (approx 40 litres) of free fuel! Zero Annual card fee5 Apply NOW! >> © 2013 Citigroup Inc. Citibank and Arc Design is a registered service mark of Citigroup Inc. 14 Turbo Points accrue for every Rs.150 spent for fuel purchases at IndianOil outlets with the IndianOil Citibank Titanium Credit Card. This benefit along with the fuel surcharge waiver would be applicable on Citibank EDCs only. The Turbo Points that accrue in this category would be capped to 6000 per transaction. 22 Turbo Points per Rs.150 will accrue on spends till Rs.5000 (or 67 points) per 'month' in the categories specified above. For spends beyond this, the customer will earn 1 Turbo Point per Rs.150 spent. 'Month' is defined as the statement billing cycle assigned to your card. 31 turbo point = Rs.0.40 at non-IndianOil outlets. 4Click here to view the free fuel offer terms & conditions. 5Provided you spend at least Rs.30000 or more p.a. Else a fee of Rs.1000 will be applicable at the end of the year. As a part of credit card application procedure, we will require your recent passport size photograph, self-attested copy of your address proof and valid photo identity document. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned. Click here to view the Most Important Terms and Conditions of this card. Click here for card member T&C Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria. Please do not reply to this mail as it is a computer generated mail. For further information, please follow the instructions mentioned above.